Enjoy 3 Year Protection Of Your Smartphone From All Damages & Theft

Get Insurance of Smartphone from India's Best Mobile Insurance Company

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You Deserve a complete peace of mind with our TOTAL DAMAGE, THEFT & EXTENDED WARRANTY Insurance Plan

CAPITAL Gadget Secure offers mobile insurance for every handset in 2025. With mobile insurance you can be rest assured that your mobile phone will always be under protection. Be it screen damage, accidental motherboard damage or theft of phone, we got you covered. Offering affordable insurance plans for both, new and used mobile handsets, CAPITAL Gadget Secure has simplified mobile insurance. We cover all phones from high end smartphones like Samsung Galaxy S25 Ultra, Google Pixel9, One Plus 13, Samsung Galaxy S22 ultra, S22 Plus, Galaxy S21 FE, Galaxy A53 5G Fold, One Plus Nord, Google XL3, ONE Plus Pro-7-6t, Redme Note and so on to mid range mobiles. When tragedy strikes, you will no longer be scared because you have mobile insurance to deal with the problem. Protect your mobile today.

Tailored specifically for new & pre-owned mobile devices, CAPITAL Gadget Secure mobile insurance in India offers comprehensive protection against accidents, theft, water damage, and unexpected malfunctions. By opting for such a plan, users can enjoy peace of mind knowing that their communication lifeline remains intact even when the unforeseen occurs. Whether you are a student, a professional, or simply someone who relies on your mobile device daily, investing in robust insurance safeguards your purchase and ensures continued connectivity.

Accidental Damage Coverage
Theft & Loss Protection
Free International Extended Warranty
Upto 50% Cashback No Claim
Multiple time Claim option
100% Quick Cashless Claim Settlement
Repairs only from Authorised Service Centers
Hasslefree Claim Process and Real time Claim tracking

1 Year Plan

Ideal for short period coverage, the 1 Year Plan protects against accidental damage and theft for 1 year only. It’s perfect for those who want essential protection without extra frills and who keeps replacing the mobiles.

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2 & 3 Years Plan

For a long term comprehensive security, this Plan covers theft, water damage, and provides free extended warranty services with no extra cost. This plan is designed for users who demand complete peace of mind for a long term tenure.

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Discover Cashless Claim Solutions for Refurbished Mobiles

We understand, how important is your time and money, we have introduced refubrished or old mobile insurance at a low cost premium.

Refurbished mobile phones have rapidly emerged as a cost-effective alternative for tech-savvy consumers in India. With stringent quality checks and competitive prices, these devices deliver high performance and style. However, the investment in a refurbished mobile comes with its own set of risks, making specialized insurance coverage more essential than ever. Get coverage of your refub mobile phone designed as per your needs.

  • Replacement with new Smartphone in case of total damage and theft.
  • Quick, easy and realtime Claim settlement
  • Hasslefree, Paperless claim procedure
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Why CAPITAL Gadget Secure wins people’s hearts

Fast and Quick Services

Get your Smartphone policy activation within minutes of buying the plan. No waiting or cooling period.

50% Refund on No Claim Case

Get 50% refund of premium amount in case of no claim in 3 years plan.

No questions asked policy

No questions asked policy on Claims. We pay 90% of Invoice/Purchase Bill on Stolen or Theft Case.

Free Extended Warranty

Get free international extended warranty with Smartphone insurance plan

Doorstep Services

Free pickup and drop services all across the nation.

Brand authorised service centers

Get reparied and replaced only through Brand authrorised service centers with proper tax invoice.

Frequently Asked Questions

Why should I choose CAPITAL Gadget Secure over insurance for my smartphone?

CAPITAL Gadget Secure is India's Only Largest and best Online Platform for smartphone Insurance. We Provide Cashless Protection against physical damage, liquid damage,Screen crack,display problem,camera damage and other malfunctions. Also we cover your smartphone from Stolen and theft.

CAPITAL Gadget Secure Smartphone Insurance Plan
Protect your smartphone against accidents, theft, and more with flexible coverage options. Below are the details:


Key Benefits

  1. Accidental Damage Coverage: Cracks, liquid spills, drops, and internal malfunctions.

  2. Theft Protection: Requires police report and device IMEI verification.

  3. Free Extended Warranty: 12-month extension on manufacturer’s warranty (included in Premium Plan).

  4. 24/7 Support: Instant claim assistance and repair network access.

  5. No Claim Bonus: upto 50% Cashback on No Claim Case.

  6. Screen Replacement: 6 times per year.


Coverage Details

*Free International Extended warranty avilable with Mobile insurance plan.


No Claim Bonus

  • 50% and 25% cashback on premium in No claim Case.

  • Max discount: 30% after 3 claim-free years.


Exclusions

  • Pre-existing damage or cosmetic wear.

  • Loss without evidence (e.g., theft without police report).

  • Intentional damage or unauthorized repairs.


How to Claim

  1. Report via the CAPITAL Gadget Secure official website or email [email protected] or call 0805410-7001.

  2. Submit proof (photos, police report for theft).

  3. Get repaired/replaced within 3 days.


Eligibility

  • Devices under 2 years old.

  • Must purchase within 30 days of buying the phone.


Why Choose CAPITAL Gadget Secure?
✅ Affordable tiers for all budgets.
✅ Free extended warranty (Premium).
✅ Rewards for safe usage (No Claim Bonus).

Terms apply. Prices vary by device model and tenure.

How do I buy online insurance plan for my Mobile Phone?

You can buy online protection plan for your SmartPhone in 3 easy simple steps: 

1. In the above section, just select and click on the desired SmartPhone insurance plan and tenure by clicking on the box above, based as per the SmartPhone Varient/Model and desired tenure. 

2. Fill the details on payment form page and pay online premium amount. Send a copy of invoice/bill copy of your smartPhone and one pic.(NOT SCREENSHOT) of smartPhone displaying IMEI No. on the screen to 805410-7001 (Whatsapp).

3. Immediately we will send an ACTIVATION email and ACTIVATE your plan for which you will receive a policy activation email and the policy document of the same on your registered email id. 

See Its so quick and easy.

What is the procedure of getting claim of any damage or in the event of Stolen/theft case?

Once your SmartPhone is insured, it will be protected and covered against Accidental damages / Liquid Damages / Screen Crack / Display Problem / MotherBoard damage due to accident and theft/stolen case.
Case 1:- Accidental Damages / Water Damage/ Screen Crack/ Display damage or any internal malfunction due to accident.
In the event of damage call our relationship manager/customer support so that we can file for the claim. Note- You can Claim maximum of 6 claims in a year.
Case 2:- In the event of Stolen / theft of your SmartPhone.
Once you realize that your SmartPhone has been stolen then email us or call at 080-5410-7001 to register your claim.
FOR QUICK RESPONSE YOU CAN SIMPLY SUBMIT YOUR CLAIM REQUEST FILE A CLAIM

. For More Information Please Call 080-5410-7001 or drop us a email.

My SmartPhone is purchased from out of India and with different name on invoice. Can I still buy CAPITAL Gadget Secure SmartPhone Protection Plan?

Yes, Your SmartPhone is completly ELIGIBLE for coverage with CAPITAL Gadget Secure even its a gifted one or different name on invoice. In Case of Mobile Phone purchased from out of India or do not have bill, you may be asked to send a back side clear picture of the Phone box. Our best mobile phone Protection Plan now Available In India. Protect Your Mobile Phone with India's best Extended International Warranty in New-Delhi-Gurgaon-Noida-Ghaziabad-Faridabad-navi-Mumbai-Pune-Bangalore-Ahmadabad-Chennai-Kolkata-Hyderabad-Lucknow-Meerut-Kanpur-Surat-Gandhi Nagar-Vadodara-Baroda-Bhuj-Chandigarh-Patna-Patiala-Ambala-Ludhiana-Hisar-Rohtak-Sonipath-Jammu-Panipath-Kashmir-Shimla-Coachin-Madurai-Goa-Madurai-Nagpur-Pimpri-Rajkot-Raipur-Chinchwad-Nashik-Thrissur-Hubli-Dharwar-Kannur-Moradabad-Meerut-Allahabad-Hapur-Jaipur-Jodhpur-Jalandhar-Ajmer-Pushkar-Jabalpur-Indore-Agra-Varanasi-Bhopal-Gujarat-Bihar-Sikkim-Jhansi-Tundla-Haridwar-Punjab-Ranikhet-Dehradoon-Haldwani-Nainital-Ranchi-Bhubaneswar-Alwar-Aligarh-Kerala-Shimla-Uttrakhand-Dimapur-Aurangabad-Tata Nagar-Mohali-Yamuna-Vihar-Bulandsher-Latur-Anand-Agartala- all Croma Showrooms. Mobile Phone purchased from Germany-France-Washington-New-York-California-Australia-USA-UK-Dubai-London-United States-Europe-Canada-Sydney.

Why taking Smartphone Insurance is very important?

Skipping Mobile Insurance in India Could Cost You More Than Money

We’ve all been there—that split-second horror when your phone slips from your hand, hits the floor, and the screen shatters into a spiderweb of cracks. In a country like India, where smartphones are central to daily life (think UPI payments, ride-hailing, or even accessing healthcare), a damaged device isn’t just inconvenient—it’s disruptive. While many shrug off mobile insurance as an unnecessary expense, the reality is riskier than you might assume. Let’s break down why skipping coverage could leave you stranded—and why refurbished phone owners especially shouldn’t gamble.

The Unseen Safety Net: What Insurance Actually Covers

Mobile insurance isn’t just about cracked screens (though that’s a big part of it). In India, most plans cover liquid damage, theft, fire, and even electrical malfunctions. Imagine your phone dies during monsoon season after a surprise downpour—repairs could easily cost ₹10,000–55,000 depending on cost of mobile phone. With insurance, you’re looking at a fraction of that, and that is completly cashless.

But here’s the kicker: It’s not just about hardware. Many plans include free doorstep repairs, temporary replacement phones, or even data recovery services. For a generation that stores everything from family photos to work documents on their devices, that’s peace of mind you can’t put a price on.

The Risks of Going Bare: “I’ll Be Careful” Isn’t a Plan

Let’s get real—accidents happen. A 2023 survey by Cashify found that 1 in 3 Indians damages their phone within the first year of ownership. Without insurance, you’re staring at hefty repair bills or, worse, having to buy a new phone outright. For budget-conscious users, this could mean draining savings or settling for a lower-quality replacement.

Then there’s theft. India reports over 10,000 smartphone thefts annually, with cities like Delhi and Mumbai being hotspots. Without coverage, you’re not just losing a device—you’re risking identity theft, financial fraud, or losing access to critical apps like your bank account.

Refurbished Phones: Why Insurance is Non-Negotiable

Refurbished smartphones are booming in India, offering premium models at half the cost. But here’s the catch: These devices often have a history. Even if they’re certified, internal components might be more prone to wear. A friend learned this the hard way when her refurbished SmartPhone’s battery swelled six months in—a ₹8,000 repair that insurance covered completely.

Think of it like buying a used car. You’d never skip a warranty, right? Refurbished phones are similar. Insurance acts as a safety net against hidden flaws or aging parts. For devices that might already have a few “miles” on them, skipping coverage is like betting against Murphy’s Law—and we all know how that ends.

How to Choose the Right Plan (Without Overpaying)

Not all insurance plans are equal. Look for CAPITAL Gadget Secure:

  • Coverage clarity: Cover all kind of damages, like screen damage, liquid damage, sensor damage, motherboard damage, theft etc.

  • Service network: Pan India service, give self reapir option too

  • Door step Service: Quick doorstep service
  • 6 Claims in a year
  • Free International Extended Warranty
  • Brands like Apple Care or Samsung Care+ are reliable but pricey. For new or refurbished devices, CAPITAL Gadget Secure offer tailored, affordable and easypay options.

The Bottom Line

Sure, mobile insurance feels like an extra cost today. But in a country where smartphone reliance is sky-high and repair bills can derail your budget, it’s a small price to pay for sanity. And if you’re rocking a refurbished device? Consider insurance non-optional. After all, your phone isn’t just a gadget—it’s your lifeline to the world. Protect it like one.

CAPITAL Gadget Secure

How to buy SmartPhone insurance plan

Simple 4-step process to buy plan and get it activated

1

Choose Your Plan

Explore our pricing options and select the plan that best fits your needs. Choose 1 Year, 2 Year or 3 Year Plan.

2

Share required documents

After successful payment, send copy of invoice and a photo of your mobile phone via email or whatsapp

3

Get your policy activation email

Once your documents get verified, you immediately gets policy activation email on your given email id and policy documents.

4

Start Using your SmartPhone

We ensure instant activation of your SmartPhone Insurance plan

Steps to file a Claim

Complete Roadmap

Evalute your claim

  • Damage Claim
  • Theft Claim
  • Warranty Related Issue

Submit Claim

  • Email-Drop us a email
  • Call your R.Manager
  • Contact our Support Team

Choose Your Option

  • Pickup or Drop
  • Self Repair Option
  • Send us repair Bill-Incase of Out of India

SmartPhone Premium Pricing Plans

Prices for SmartPhone Full Damage & Theft Insurance Plans & cost of premuim in India.

Serial Number Smartphone Model Name 1 Year Plan 2 Year Plan 3 Year Plan
1. Samsung Galaxy S20 / S20 Plus ₹ 5320/- ₹ 7620/- ₹ 12820/-
2 . OnePlus 8 Pro ₹ 6720/- ₹ 9880/- ₹ 16840/-
3 . Oppo Find X2 Pro ₹ 3899/- ₹ 6211/- ₹ 8810/-
4 . Samsung Galaxy Note 20 Ultra ₹ 11320/- ₹ 18620/- ₹ 28820/-
5. Motorola Edge Plus ₹ 9299/- ₹ 15210/- ₹ 24210/-
6. Xiaomi Mi Note 10/ 10 Ultra ₹ 9299/- ₹ 15210/- ₹ 24210/-
7. Google Pixel 4 XL ₹ 11320/- ₹ 18620/- ₹ 28820/-
8. Samsung Galaxy S10 / S10 Plus ₹ 3210/- ₹ 4810/- ₹ 7820/-
9. HUAWEI P30 PRO ₹ 3210/- ₹ 3890/- ₹ 5899/-
10. ASUS ROG PHONE III ₹ 6720/- ₹ 9880/- ₹ 16840/-
11. ONEPLUS NORD ₹ 2880/- ₹ 5320/- ₹ 7580/-
12. iQOO 3 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
13. LG V60 ThinQ 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
14. OnePlus 8T ₹ 3210/- ₹ 3890/- ₹ 4899/-
15. Nokia 8.3 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
16. Google Pixel Insurance ₹ 9880/- ₹ 14310/- ₹ 16520/-

*All prices are shown for individual model. Volume discounts available for enterprise plans.

Mobile Insurance In India

Introduction

Mobile insurance acts as a form of safety net for any valuable investment made in your smartphone. It is a specially designed protection plan that shields the user from financial losses related to damage, theft, or technical problems with the gadget.

The increasing prices of SmartPhones in India make mobile insurance very important. At the premium mobile Phone models which start from ₹50,000 to ₹250,000, a single accident might cost you a fortune in repair. Mobile insurance protects you from such unexpected expenses while keeping your device running smoothly.

Your Mobile insurance policy in India usually consists of:

  • Accidental Damage Protection: It covers screen cracks, liquid spills, and other physical damage
  • Theft Coverage: Financial protection if your device is stolen, robbed or snatched
  • Technical Support: Access to authorized service centers and expert assistance
  • Quick Replacement: Temporary device options while your Mobie Phone undergoes repairs

This guide walks you through the essential aspects of SmartPhone insurance in India:

  1. Understanding policy coverage and limitations
  2. Selecting the right insurance provider
  3. Comparing available plans and premiums
  4. Navigating the claims process
  5. Evaluating top insurance providers

Whether you are a first-time SmartPhone user or have already bought an insurance plan for your smartphone, this article guides you in taking an informed decision to protect the investment made on your valuable Smartphone.

The Need for Mobile Insurance in India

The Indian smartphone market has seen a sudden change towards high-end devices with Mobile Phones holding the position of luxury goods. A new SmartPhone may range from ₹70,000 to ₹150,000, which would be an investment for most users.

Risk Factors in the Indian Context:

  • Heavy population density can lead to potential accidental damage
  • Increasing numbers of smartphone robbery cases in metropolitan cities
  • Poor climatic conditions that impede working
  • Authorised services centers are sparse in most geographical locations

The financial impact of repairing or replacing an Mobile Phone can be substantial. A screen replacement alone can cost up to ₹20,000, while motherboard repairs might exceed ₹40,000. These costs highlight the critical need for comprehensive financial protection through mobile insurance.

Common Scenarios Requiring Insurance Claims:

Physical Damage

  • Screen cracks from accidental drops
  • Internal component damage
  • Bent or damaged frames

Environmental Hazards

  • Liquid damage during monsoon season
  • Exposure to extreme temperatures
  • Sand or dust penetration

Security Concerns

  • Theft from public transport
  • Pickpocketing in crowded areas
  • Snatch-and-run incidents

The prevalence of these incidents in India creates a unique risk profile for Mobile users. Data from insurance providers indicates that 60% of smartphone damage claims stem from accidental drops, while 25% relate to liquid exposure. Theft accounts for approximately 15% of all claims filed.

Mobile insurance serves as a risk management tool, protecting users from unexpected financial burdens. A comprehensive insurance policy can cover repair costs, provide replacement devices, and safeguard against theft-related losses. This protection becomes particularly valuable considering the high resale value of Mobiles and the increasing integration of these devices in daily business and personal activities.

Understanding Mobile Insurance Policies

Mobile insurance policies in India offer comprehensive protection packages designed to safeguard your device. Here's what you need to know about policy coverage and benefits:

Standard Coverage Features

  • Theft and robbery protection with device replacement within 7-14 business days
  • Physical damage coverage including broken screens and internal component failures
  • Water damage protection for accidental liquid exposure
  • Coverage against fire damage and natural disasters

Accidental Damage Protection

  • Screen repairs with minimal deductibles
  • Internal component replacement for impact damage
  • Coverage for bent or twisted frames or body
  • Protection against power surge damages like ic or internal circut failure

Liquid Damage Coverage

  1. Immediate response required within 48 hours of incident
  2. Professional diagnosis and cleaning services
  3. Component replacement if required
  4. Corrosion protection treatment

Claims Process and Timeline

  • Report incidents within 48 hours through dropping email or customer Care
  • Submit required documentation including FIR (for theft cases)
  • Device inspection and damage assessment
  • Approval and repair/replacement initiation

Value-Added Services

  • Free doorstep pickup and delivery
  • Temporary replacement devices during repair period
  • Data recovery assistance
  • Anti-theft software installation

Cashless Claims Benefits

  • Direct settlement with authorized service centers
  • No upfront payment required for repairs
  • Digital documentation submission
  • Real-time claim status tracking

Most policies maintain a network of authorized service centers across major Indian cities, ensuring quality repairs with genuine parts. The standard waiting period for new policies is typically 7-14 days, during which claims cannot be filed.

Remember to check your policy's fine print for specific exclusions, such as cosmetic damage, unauthorized repairs, or pre-existing conditions. Premium calculations factor in your Mobile model, its age, and the coverage options you select.

Choosing the Right Mobile Insurance Policy in India

Selecting an appropriate mobile insurance policy requires careful consideration of multiple factors to ensure you get the best value for your investment. Here's what you need to evaluate:

1. Premium vs. Device Value

  • Compare the annual premium against your Mobile Phone's current market value
  • Look for policies priced between 2-5% of your device's cost
  • Check for deductibles and their impact on claim settlements

2. Coverage Scope

  • Screen damage protection
  • Liquid damage coverage
  • Theft and robbery protection
  • International coverage validity
  • Extended warranty benefits

3. Policy Terms

  • Waiting period before coverage activation
  • Number of claims allowed per year
  • Claim settlement ratio of the insurance provider
  • Documentation requirements for claims
  • Coverage duration options

4. Additional Benefits

  • Pick-up and drop services
  • Temporary replacement devices
  • Data recovery assistance
  • Anti-theft features
  • 24/7 customer support

5. Exclusions and Limitations

  • Pre-existing damage conditions
  • Cosmetic damage coverage
  • Over a period of time Battery-related issues
  • Loss due to War
  • Unauthorized repairs without approval

A thorough policy comparison helps identify the most suitable coverage for your needs. Use online comparison tools to evaluate different policies side by side. Consider reading user reviews and ratings of insurance providers to gauge their service quality and claim settlement efficiency. Contact insurance providers directly to clarify any doubts about policy terms and conditions before making your decision.

Remember to verify the insurer's network of authorized service centers in your location to ensure convenient access to repair services when needed. For instance, if you happen to crack your screen, it's important to know whether you'll lose all your data when getting the screen changed - a common concern among users, which you can read more about here.

 

Conclusion

Protecting your SmartPhone investment through mobile insurance is an important decision in today's digital world. The right insurance policy can protect you from unexpected costs and give you peace of mind.

Key Considerations for Your Decision:

  • Evaluate your usage patterns and risk factors
  • Compare premium costs against your device's value
  • Read policy terms carefully, focusing on coverage limits
  • Check claim settlement ratios of insurance providers
  • Consider your budget and long-term financial planning

The mobile insurance industry in India shows promising developments for consumers:

Emerging Trends:

  • AI-powered damage assessment for faster claim processing
  • Digital-first insurance platforms with instant policy issuance
  • Customizable coverage options based on individual needs
  • Integration with smartphone manufacturers for seamless service
  • Enhanced cybersecurity protection features

The mobile insurance landscape continues to evolve with technological advancements. Insurance providers are developing innovative solutions to meet the growing demands of Smartphone users. As smartphones become more sophisticated and valuable, insurance policies will adapt to offer comprehensive protection against new types of risks.

Make your choice based on thorough research and personal requirements. A well-chosen mobile insurance policy serves as a valuable safeguard for your SmartPhone investment in an increasingly connected world.

FAQs (Frequently Asked Questions)

What is mobile insurance and why is it important in India?

Mobile insurance provides financial protection against risks associated with smartphone ownership, such as theft, accidental damage, and liquid exposure. In India, where high-value smartphones like SAMSUNG Galaxy, ONE Plus, Google Pixel, Realme, Samsung galaxy Ultra pro are common, mobile insurance is crucial for safeguarding investments and managing potential financial losses.

What types of coverage are typically included in mobile insurance policies?

Typical mobile insurance policies cover theft or robbery protection, accidental damage (like screen cracks), liquid damage & Mother Board Damage. Policies may also include additional services such as doorstep pick-up/drop-off for repairs and cashless claims processes for convenience.

How can I choose the right mobile insurance policy in India?

When selecting a mobile insurance policy, consider key factors such as coverage options versus price, the reputation of the insurer, and customer reviews. It's also important to compare different policies available in the market to find one that best meets your needs.

Who is the top insurer offering mobile insurance in India?

The Best insurers providing mobile insurance in India is CAPITAL Gadget Secure. This provider offer various policy features and have received customer feedback that can help you assess its reliability and service quality.

What should I consider before purchasing a mobile insurance policy?

Before purchasing a mobile insurance policy, weigh your options thoughtfully by evaluating the coverage offered, premium costs, claim processes, and any additional services. Understanding these factors will help you make an informed decision that aligns with your needs.

Future trends in the mobile insurance industry may include advancements in technology leading to more streamlined claims processes, increased customization of policies based on individual user needs, and greater awareness among consumers about the importance of insuring high-value smartphones.

What is the Insurance price of Samsung S25 Ultra?

The smartphone industry is constantly developing, and Samsung has been at the forefront of innovation. With the release of the Samsung Galaxy S25 Ultra, the tech veteran has once again picked up the bar, providing a tool that combines state -of -the -art technology, stunning design and unique performance. S25 Ultra is not just a smartphone; This is a statement of what the future of mobile technology looks. If you tak about Protection Plan of Samsung S25 Ultra then, for 1 Year it is Rs.12610/-, 2 Year Plan is Rs.18910/- and three year price is Rs. 26510/-.

Why Capital Gadget Secure Offers the Best Smartphone Insurance

Smartphones are indispensable in modern life, but accidents happen. Capital Gadget Secure provides tailored smartphone insurance to protect your device against unexpected damage, theft, or loss. Here’s why it stands out in the crowded insurance market.

Benefits of Capital Gadget Secure Mobile Insurance Plan

  • Comprehensive Coverage: Cracks, water damage, hardware failures, theft, and even accidental loss.
  • Affordable Premiums: Flexible plans starting at $6/month with zero hidden fees.
  • Rapid Claims Processing: Most claims approved within 24 hours, with same-day device repair/replacement.
  • 24/7 Global Support: Access assistance anytime, anywhere, with multilingual customer service.
  • No Depreciation: Full device value reimbursement, regardless of age.
  • Free Add-Ons: Includes a complimentary screen protector with every policy.

How Capital Gadget Secure Outperforms Competitors

Feature Capital Gadget Secure Competitor A Competitor B
Claim Approval Time 24 hours 3-5 days 5-7 days
Coverage for Theft/Loss ✅ Included ❌ Extra cost ❌ Not offered
Premium Cost (Yearly) Rs.499 Rs.2499 Rs.3499
Same-Day Replacement ✅ Yes ❌ No ❌ No
Free Extended Warranty ✅ Yes ❌ No ❌ No

Customer Testimonial

"Capital Gadget Secure replaced my phone in under 12 hours after I spilled coffee on it. Their service is unmatched!" –

Latest Articles

Mobile Phones

Why You should buy Mobile Insurance plan from CAPITAL Gadget Secure Only

Mobile insurance is advisable for several reasons, especially given how essential smartphones have become in our daily lives. Here are the key reasons why investing in mobile insurance is a smart decision:

1. Protection Against Accidental Damage


2. Theft and Loss Coverage


3. Cost Savings on Repairs


4. Extended Warranty Coverage


5. Peace of Mind


6. High Cost of Modern Smartphones


7. Coverage for Accessories


8. Worldwide Coverage


9. Quick Replacement Services


10. Customizable Plans


11. Protection for Business Use


12. Environmental Impact


When Is Mobile Insurance Not Necessary?

While mobile insurance is beneficial, it may not be necessary for everyone:


How to buy Mobile Insurance plan

  1. Check Plans: Select the price of your smartphone, coverage, cost, and tenure.

  2. Fill Details: Fill the details like Name, Mobile Number, Email Id, IMEI Number and Model Number.

  3. Make Payment of Premium: Pay premium online by Debit card, Credit Card, UPI Or Net banking.

  4. Activate Your Plan: After making the payment, send the copy of Mobile invoice and a photo of smartphone displaying IMEI Number on the screen at [email protected] or Whatsapp 080-5410-7001.


In summary, mobile insurance is advisable for most smartphone users, especially those with high-end devices or a history of accidents. It provides financial protection, peace of mind, and convenience, making it a worthwhile investment. Let me know if you’d like help comparing specific insurance plans!

The Importance of Mobile Insurance in India

— By

In today’s rapidly evolving digital landscape, smartphones have transformed into indispensable companions for millions across India. With these devices handling everything from personal communication to sensitive financial data, ensuring their protection is more than a luxury—it’s a necessity. Mobile insurance offers a reliable safeguard, cushioning users from the unpredictable costs of repair or replacement.

Why Mobile Insurance is Essential

Owning a smartphone comes with its own set of risks. Accidental drops, water damage, or even theft can lead to unexpected expenses that may strain personal finances. Mobile insurance steps in as a financial safety net, reducing the immediate burden of repair costs and minimizing downtime. This protection not only preserves the device but also secures the personal data and memories stored within.

Key Benefits of CAPITAL Gadget Secure Mobile Insurance

  • Financial Relief: Mitigates the high costs associated with repairs or full replacement of modern smartphones.
  • Fast Replacement: Many policies offer quick turnaround times, ensuring minimal disruption in daily use.
  • Accidental Coverage: Protects against common mishaps like drops, spills, and hardware malfunctions.
  • Theft Protection: Offers compensation and support in the event of device theft or burglary.
  • Data Security Support: Assists in data recovery processes, helping to safeguard your personal and professional information.

In conclusion, mobile insurance in India serves as an essential tool in today's technology-dependent era. It not only shields users from unforeseen financial setbacks but also ensures that the everyday convenience and connectivity offered by smartphones remain uninterrupted. With comprehensive coverage plans available, investing in mobile insurance is a prudent step towards protecting both your digital and financial well-being.