CAPITAL Gadget Secure offers laptop insurance for any new, refurbished or old Laptop. With a Laptop insurance policy, you can be sure that your Laptop will always be protected. Whether it’s a damaged screen, a damaged motherboard or the theft of a new, refurbished or old laptop, CAPITAL Gadget Secure Assurance has you covered. CAPITAL Gadget Secure Assurance has made laptop insurance easy by offering affordable plans for both new and used laptops. We cover all Laptops and Thinkpads, Apple Macbook Pro-Air M4, M4 Pro,and M4 Max, Apple M1-M2-M3, Microsoft Surface Pro, Acer Aspire, Dell, Asus, Toshiba, Samsung, Sony, Lenovo, Asus, MSI. With CAPITAL Gadget Secure, in case of tragedy, you will no longer fear because you have your Laptop insurance to take care of the problem for you.
Here’s a comparison of CAPITAL Gadget Secure with other popular gadget insurance providers in India, focusing on laptop insurance plans. The table includes coverage, pricing, and key features:
Comparison of Laptop Insurance Plans
(Prices and features are approximate; verify with providers for latest details)
| Feature |
CAPITAL Gadget Secure |
Bajaj Allianz |
Digit Insurance |
Acko |
Onsurity |
| Accidental Damage |
✅ Full repair/replacement |
✅ Covered |
✅ Covered |
✅ Covered |
✅ Covered |
| Theft Coverage |
✅ (Requires FIR) |
✅ (With police report) |
✅ (Theft only, FIR needed) |
❌ Limited to damage |
✅ (With FIR) |
| Liquid Damage |
✅ Full coverage |
✅ Partial (exclusions apply) |
✅ Covered |
✅ Covered |
❌ Excluded |
| Extended Warranty |
✅ Up to 3 years |
✅ Up to 2 years |
✅ Up to 3 years |
❌ No |
✅ Up to 2 years |
| 24/7 Support |
✅ Priority service |
✅ Toll-free number |
✅ Chat/email support |
✅ App-based claims |
✅ Email support |
| Claim Limit |
Unlimited (2 claims/year) |
2 claims/year |
Unlimited (deductible applies) |
1 claim/year |
2 claims/year |
| Deductible |
₹1,500 per claim |
₹2,000 per claim |
10% of repair cost |
₹1,000 per claim |
₹2,500 per claim |
| Premium (Annual) |
₹5,000–₹15,000 |
₹4,500–₹12,000 |
₹3,999–₹10,000 |
₹3,500–₹8,000 |
₹4,000–₹9,000 |
| Tenure Options |
1–3 years |
1–2 years |
1–3 years |
1 year only |
1–2 years |
| Special Features |
- International coverage
- Free diagnostics |
- Cashless repair network |
- Unlimited claims
- Quick settlements |
- Free anti-virus software |
- Group plans for businesses |
Key Takeaways
-
CAPITAL Gadget Secure
-
Best for: Premium coverage, international travelers, long-term plans.
-
Drawback: Higher premiums.
-
Bajaj Allianz
-
Digit Insurance
-
Acko
-
Best for: Low-cost plans, tech-savvy users (app-based service).
-
Drawback: No theft coverage for laptops.
-
Onsurity
Pricing Comparison for ₹1 Lakh Laptop
| Provider |
1-Year Plan |
2-Year Plan |
3-Year Plan |
| CAPITAL Gadget Secure |
₹12,000 |
₹22,000 |
₹30,000 |
| Bajaj Allianz |
₹9,500 |
₹17,000 |
N/A |
| Digit Insurance |
₹8,500 |
₹15,000 |
₹21,000 |
| Acko |
₹7,200 |
N/A |
N/A |
| Onsurity |
₹8,000 |
₹14,000 |
N/A |
Why Choose CAPITAL Gadget Secure?
-
Global Coverage: Protects laptops even when traveling abroad.
-
Zero Depreciation: Full claim amount without value deduction.
-
Long Tenure: Up to 3 years of coverage.
Final Recommendation
-
Budget Pick: Digit Insurance or Acko.
-
Comprehensive Coverage: CAPITAL Gadget Secure.
-
Business/Group Plans: Onsurity.
Secure Your Laptop: Comprehensive Insurance Plans in India with Focus on MacBook Protection
India’s digital transformation has made laptops indispensable for work, education, and entertainment. With premium devices like MacBooks dominating the premium segment, the need for robust laptop insurance has surged. Accidental damage, theft, hardware failures, and costly repairs are real concerns for users. Enter specialized laptop insurance plans, designed to safeguard your investment. Leading the charge is Capital Gadget Secure, offering tailored coverage for MacBooks and other high-end laptops.
Why Laptop Insurance is Essential in India
Laptops, especially premium models like Apple MacBooks, are significant investments. Repairing a MacBook Pro’s Liquid Retina display can cost upwards of ₹50,000, while logic board replacements or accidental spills can lead to bills exceeding ₹1 lakh. Theft is another critical risk, particularly in crowded cities. Standard warranties expire within 1–3 years and rarely cover accidental damage, leaving users vulnerable. Laptop insurance bridges this gap, ensuring financial security and uninterrupted productivity.
The Growing Need for Laptop Protection
India’s laptop market is projected to grow at 15% CAGR, driven by hybrid work and education trends. However:
-
25% of users face hardware issues within 2 years.
-
MacBooks account for 12% of India’s premium laptop sales but incur 30% higher repair costs.
-
Only 18% of laptop owners opt for insurance, citing lack of awareness or trust in providers.
Capital Gadget Secure: Your Shield for MacBooks and Beyond
Capital Gadget Secure, available via MyMobileInsurance.com, offers specialized laptop insurance plans with unique advantages for MacBook users and other premium devices.
Key Benefits of the Plan
-
Comprehensive Coverage for MacBooks
-
Accidental damage (drops, spills, cracked screens).
-
Theft (with FIR documentation support).
-
Hardware/software malfunctions (post-warranty coverage).
-
Electrical surges and liquid damage.
-
Global Repair Network
Access to Apple Authorized Service Providers (AASP) and certified repair centers worldwide, ensuring genuine parts for MacBooks.
-
Affordable Premiums
Plans start at ₹499/month for MacBooks, with flexible terms (1–3 years). Premiums for non-Apple laptops begin at ₹399/month.
-
Quick, Cashless Claims
File claims online via MyMobileInsurance.com. Most approvals within 24 hours, with cashless repairs at authorized centers.
-
Theft Protection
Receive up to 80% of the laptop’s insured value in case of theft, subject to police FIR submission.
-
Extended Warranty Support
Cover post-manufacturer warranty periods, including battery degradation and keyboard failures (common in MacBooks).
-
Add-Ons for Enhanced Security
Why MacBook Users Should Prioritize This Plan
-
Cost Efficiency: MacBook repairs are notoriously expensive. Insurance cuts out-of-pocket costs by 70–90%.
-
Genuine Repairs: Avoid third-party shops with non-Apple parts.
-
Battery Health: Coverage for battery replacement after 500+ cycles.
-
Global Consistency: Same quality of service in India or overseas.
Advantages Over Manufacturer Warranties
-
Accidental Damage Coverage: AppleCare+ is limited and costly. Capital Gadget Secure offers broader protection at lower premiums.
-
Theft Inclusion: Rarely covered under standard warranties.
-
Flexibility: Choose plans based on usage—ideal for freelancers, students, and corporate users.
How to Enroll
-
Visit MyMobileInsurance.com.
-
Select "Laptop Insurance," enter your device details (e.g., MacBook Pro M2 2023).
-
Pick a plan, pay premiums online, and receive instant policy confirmation.
Conclusion: Don’t Risk Your Productivity
For MacBook users and professionals relying on laptops, insurance isn’t a luxury—it’s a necessity. Capital Gadget Secure combines affordability, reliability, and Apple-focused expertise to keep your device secure.
Act Now: Protect your MacBook or laptop against India’s unpredictable risks. Explore Capital Gadget Secure’s plans today and ensure peace of mind in the digital age.
Terms apply. Coverage varies by plan. MacBook is a registered trademark of Apple Inc. Capital Gadget Secure is not affiliated with Apple.
