Mobile Insurance

For iPhone Insurance kindly click iPhone Insurance tab or Click iPhone Insurance
Mobile phone
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 Cashless Protection against all Accidental Damages.

 We cover Mobile Phones on Theft or Stolen anywhere in India.

 zero-hassle claims and Best Customer Support.

 A complete Global online platform. Coverage in India, USA, Australia, Europe & U.K.

 25% and 50% refund of 2nd & 3rd Yr. premium amount in case of NO CLAIM in 2 Yr & 3 Yr. Plan.

 Get FREE EXTENDED WARRANTY WITH SmartPhone Protection Plan.



1.Select Your SmartPhone Price
2.Select Available Plan

3.Select Plan Duration
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After making the payment, request you to send a copy of SmartPhone invoice and a clear pic of your SmartPhone displaying IMEI No. on the screen to [email protected] or whatsapp on 080-5410-7001 to ACTIVATE your Plan.

SmartPhone Insurance Coverage & Benefits
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    Broken, Cracked, Shattered Screens Covered.
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    MotherBoard Damage & Malfunctions Covered.
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    Camera, Sensors, Speakers Covered.
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    Any Liquid Damage (Water, Tea, Beer!). Covered
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    Repair or replacement guaranteed. If we cant repair it in time, you get a Free Replacement
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    Theft, Stolen, Snatching, Robbery Etc. Covered.
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    You also Get FREE Extended Warranty with Insurance Plan.
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    50% & 25% Refund In Case of NO CLAIM ( Only in 3 & 2 Year Plan).
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    CashLess Protection with 6 Claims Per Year, Lowest Depreciation Of Only 10% Per Year.
For quick payment Click here->> Pay By QR Code- GooglePay/Paytm/Phonepe etc.


Q1. What devices does TIMES Global Assurance cover under their mobile insurance plan?

A1. TIMES Global Assurance covers almost all mobile brands of the Android Smartphone, including the flagship Samsung Galaxy S23 series, Samsung Galaxy S24 Ultra, Z Flip5, Z Ultra5, Realme, Oppo, pocco,Redme, One Plus Models, Tecno Phantom V Flip, Motorolla and so on.

Q2. What types of damages to the mobile does TIMES Global Assurance's insurance plan cover?

A2. TIMES Global Assurance's mobile insurance plan covers a variety of damages, including all kind of screen damage, liquid damage, motherboard damage, camera damage, as well as theft or loss of the Smartphone.

Q3. Does TIMES Global Assurance offer affordable plans for both new and old Smrtphones?

A3. Yes, TIMES Global Assurance offers affordable insurance plans for both new and old mobiles.

Q4. What benefits can a customer expect from TIMES Global Assurance's mobile insurance plan?

A4. With TIMES Global Assurance's mobile insurance plan, customers can rest assured that their mobiles are always under protection. The insurance plan offers coverage for a wide range of damages, including theft and loss, and offers affordable plans for both new and old mobiles.

Q5. How does TIMES Global Assurance's mobile insurance plan simplify the process of getting insurance?

A5. TIMES Global Assurance simplifies the process of getting mobile insurance by offering affordable plans for both new and old mobiles, covering a wide range of damages, and providing peace of mind to customers when tragedy strikes. Need to file a claim? Just FILE A CLAIM

TIMES Global Assurance: mobile Insurance Plan in India: Protecting Your Device from all kind of Accidents, Damages and Theft.

Q6. Can I get Insurance Of my mobile which I have purchased from abroad and with a different name on invoice?

A6. Absolutely Yes, You can buy insurance on your mobile which was purchased from out of India and it is completely eligible for an insurance plan from the TIMES Global Assurance. Name on Invoice doesn't effect any coverage eligibility or claim criteria.

Learn everything you need to know about mobile insurance plans in India, including the benefits, coverage, and how to choose the right plan for your needs.

TIMES Global Assurance offers mobile insurance for every handset in 2024. With mobile insurance you can be rest assured that your mobile phone will always be under protection. Be it screen damage, accidental motherboard damage or theft of phone, TIMES Global Assurance has got you covered. Offering affordable insurance plans for both, new and used mobile handsets, TIMES Global Assurance has simplified mobile insurance. We cover all phones from smartphone, Samsung Galaxy S22 ultra, S22 Plus, Galaxy S21 FE, Galaxy A53 5G Fold, One Plus Nord, Google XL3, ONE Plus Pro-7-6t, Redme Note and so on. With TIMES Global Assurance, when tragedy strikes, you will no longer be scared because you have mobile insurance to deal with the problem for you secure your mobile today from TIMES Global Assurance,TIMES Global Assurance Offers Most affordable Protection plans for your mobile, protect your mobile today with TIMES Global Assurance, Water or liquid damage or Any accidental damage we covers the damages for more info connect with TIMES Global Assurance, we offer best plans for your gadgets, Complete protection for your smartphone, laptop, iPad, iPhone, with India's Best Insurance company TIMES Global Assurance activate your insurance instantly, we offer you to protect your Gadgets in a hassle-free and paperless manner, Simple and easy to claim hassle-free service we offer to our customers.

broken mobile

Studies have proven that you are 10 times more likely to drop and break your phone than it is getting stolen. However, in case of theft, it is far more expensive and time consuming to locate a stolen iPhone. Sit back, relax and let us take care of your Gadgets. secure your device from Times Global Assurance we Protect Your New or Old Mobile choose your plan. Simple, Easy, hassle free, Insurance protection plans helps bear expensive repairing and replacement cost

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On an average, you will end up spending more than Rs. 40,000 on theft coverage plus deductibles. This amount is twice the cost of accidental damage protection.

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With the help of TIMES Global Assurance plans, We help in recovering your Data from your Android database. Apart from this, TIMES Global Assurance will assist you in locating your theft iPhone with the help of our TIMES Global Assurance Mobile Surveillance Tools.

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WHAT DOES TIMES Global Assurance COVER?

The cost of smartphones are constantly on the rise. Thus, the cost of repairing / replacements of smartphones are always rising too. Some companies do offer warranties and extended warranties but they are not to be confused with insurance. TIMES Global Assurance continues to cover your mobile even after the warranty period has expired. With the help of insurance and free EXTENDED Warranty, you no longer must worry if your phone has been stolen or it suddenly stops working. You can be rest assured that TIMES Global Assurance will be on the job. We cover a range of handsets like Samsung Galaxy Z Fold 5, or flip 5 etc. We offer best insurance plan to our customers whether you have an old or new phone. Mobile device protection plan with complimentary comprehensive mobile insurance cover

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TIMES Global Assurance ZERO-HASSLE CLAIMS.

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Here To Help, 24/7

In case of any damage or theft of your phone, file a complaint with TIMES Global Assurance online help desk form, email or over the phone. The helpline operates from 11.30 AM-5 PM (Mon-Fri) while the online help desk is available by emailing us at [email protected]. Our support team will guide you through out the entire process and are always happy to help you.

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Fixed or Replaced Fast

We understand that how important is your smartphone to you. Our goal is to ensure that your Smartphone is repaired to the highest possible standard and quickly, which is why we will only use our specialised and approved claim managers who can confidently assess the damage to your device. This helps us to decide whether to repair or replace the phone.

repair work

FREE Extended Warranty

Your SmartPhone Protection is also covered for free extended Warranty, why to pay more for getting extended warranty when you get free extended warranty from TIMES Global Assurance extended warranty along with smartphone protection plan.

WHY IS PROTECTING YOUR MOBILE PHONE A GOOD IDEA?

screen broken mobile

Smartphones Are Easy To Break

Research shows that 1 in 3 Smartphone die or get damaged. In India alone, a phone breaks in every 2 seconds

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They're Expensive To Replace/Repair.

A new Smartphone might cost only ₹ 60,000-₹ 100,000/- when purchased on EMI basis, but replacing it will likely cost you up to ₹49,000 - ₹60,000.

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Cases Aren't Enough

No case gives you 100% protection from accidental damage. And even "waterproof" cases can't protect against malfunctions.

FREQUENTLY ASKED QUESTIONS

Times Global Assurance is India's Only Largest Online Platform for smartphone Insurance. We Provide Cashless Protection against physical damage, liquid damage,Screen crack,display problem,camera damage and other malfunctions. Also we cover your smartphone from Stolen and theft.In addition we pay 50% cashback on NO CLAIM case in 36 months plan and 25% cashback in 24 Months plan of the third or second year premium amount. connect with us to protect your smartphone.

You can buy online insurance plan for your mobile phone in 3 easy simple steps: 

1. In the above section, just select and click on the desired mobile insurance plan and tenure by clicking on the box above , based as per the smartphone invoice/bill price and desired tenure. 

2. Fill the details on payumoney form page and pay online premium amount. Send a copy of invoice/bill copy of your smartphone and one pic.(NOT SCREENSHOT) of smartphone displaying IMEI No. on the screen to [email protected].

3. Immediately we will send an ACTIVATION email and ACTIVATE your plan for which you will receive a policy activation email and the policy document of the same on your registered email id. 

See Its so quick and easy.

Once your smartphone is insured with TIMES Global Assurance it will be protected and covered against Accidental damages / Liquid Damages / Screen Crack / Display Problem / MotherBoard damage due to accident and theft/stolen case.
Case 1:- Accidental Damages / Water Damage/Screen Crack/Display damage or any internal Malfunction due to accident.
In the event of damage call our relationship manager/customer support or email us at [email protected] so that we can file for the claim. Note- You can Claim maximum of 6 claims in a year.
Case 2:- In the event of Stolen/theft of your smartphone.
Once you realize that your smartphone has been stolen then email us at [email protected] or call at 080-5410-7001 to register your claim.

. For More Information Please Call 080-5410-7001 or mail at [email protected].

Yes, You can buy online insurance of an old Mobile Phone from TIMES Global Assurance if it is in the perfect working condition at the time of buying insurance plan.
Yes, Your Mobile Phone is completly ELIGIBLE for coverage with TIMES Global Assurance even its a gifted one or different name on invoice. In Case of Mobile Phone purchased from out of India, you may be asked to send a clear picture of the back side iPhone box. Our best mobile phone Protection Plan now Available In India. Protect Your Mobile with India's best Extended International Warranty in New-Delhi-Gurgaon-Noida-Ghaziabad-Faridabad-navi-Mumbai-Pune-Bangalore-Ahmadabad-Chennai-Kolkata-Hyderabad-Lucknow-Meerut-Kanpur-Surat-Gandhi Nagar-Vadodara-Baroda-Bhuj-Chandigarh-Patna-Patiala-Ambala-Ludhiana-Hisar-Rohtak-Sonipath-Jammu-Panipath-Kashmir-Shimla-Coachin-Madurai-Goa-Madurai-Nagpur-Pimpri-Rajkot-Raipur-Chinchwad-Nashik-Thrissur-Hubli-Dharwar-Kannur-Moradabad-Meerut-Allahabad-Hapur-Jaipur-Jodhpur-Jalandhar-Ajmer-Pushkar-Jabalpur-Indore-Agra-Varanasi-Bhopal-Gujarat-Bihar-Sikkim-Jhansi-Tundla-Haridwar-Punjab-Ranikhet-Dehradoon-Haldwani-Nainital-Ranchi-Bhubaneswar-Alwar-Aligarh-Kerala-Shimla-Uttrakhand-Dimapur-Aurangabad-Tata Nagar-Mohali-Yamuna-Vihar-Bulandsher-Latur-Anand-Agartala- all Croma Showrooms. Mobile Phone purchased from Germany-France-Washington-New-York-California-Australia-USA-UK-Dubai-London-United States-Europe-Canada-Sydney.
For quick payment Click here->> Pay By QR Code- GooglePay/Paytm/Phonepe etc.

TIMES Global Assurance offers smartphone insurance for every smartphone Varient. With smartphone insurance plan you can be rest assured that your smartphone will always be under protection. Be it screen damage, motherboard damage, camera damage or theft/stolen of smartphone, TIMES Global Assurance has got you covered. Offering affordable plans for both, new and old smartphone, TIMES Global Assurance has simplified smartphone insurance.We cover all phones from Samsung Galaxy S20 ultra, S10 Plus, Note 10, Fold, S9-S8, Note 8-9 Google XL3, one Plus Pro-7-6t,Vivo,Huawei,Poco, Honor Xiaomi, Realme,Oppo, Note and so on. With TIMES Global Assurance , when tragedy strikes, you will no longer be scared because you have smartphone insurance to deal with the problem for you.

Studies have proven that you are 10 times more likely to drop and break your phone than it is getting stolen. However, in case of theft, it is far more expensive and time consuming to locate a stolen phone.

On an average, you will end up spending more than Rs. 40,000 on theft coverage plus deductibles. This amounts to twice the cost of accidental damage protection.

With the help of Times Global Assurance Protection plans, you can avail of free apps which will help you recover your previous information. Apart from this, TIMES Global Assurance will assist you in locating your theft phone and help in getting documentations.

WHAT DOES TIMES Global Assurance COVER?

The cost of smartphones are constantly on the rise. Thus, the cost of repairing / replacements of smartphones are always rising too. Some companies do offer warranties and extended warranties but they are not to be confused with insurance. TIMES Global Assurance continues to cover your mobile even after the warranty period has expired. With the help of insurance and free EXTENDED Warranty, you no longer must worry if your phone has been stolen or it suddenly stops working. You can be rest assured that TIMES Global Assurance will be on the job. We cover a range of handsets like Samsung Galaxy Z Fold 5, or flip 5 etc. We offer best insurance plan to our customers whether you have an old or new phone. Mobile device protection plan with complimentary comprehensive mobile insurance cover.

fluid on smartphone

TIMES Global Assurance ZERO-HASSLE CLAIMS.

Here To Help, 24/7

Once you notice any damage or theft of your phone, file a complaint with the TIMES Global Assurance online help desk or over the phone. The helpline operates from 10AM-6PM (Mon-Fri) while the online help desk is available by emailing us at [email protected] Our support team will guide you through the entire process and are always happy to help you.

Fixed or Replaced Fast

If applicable, TIMES Global Assurance will either pick your device or ask you to send your device at our location after approval of damage claim. We will repair/replace the Phone from service center and send it back to you within a few days.

repair work

FREE Extended Warranty

Your SmartPhone Protection is also covered for free extended Warranty, why to pay more for getting extended warranty when you get free extended warranty from TIMES Global Assurance extended warranty along with smartphone protection plan.

WHY IS PROTECTING YOUR SMARTPHONE A GOOD IDEA?

screen broken mobile

Phones Are Easy To Break

Research shows that 1 in 3 smartphones die or get damaged. In India alone, a phone breaks in every 2 seconds.

They're Expensive To Replace

A new smartphone might cost only ₹ 60,000 when purchased on emi basis, but replacing it will likely cost you up to ₹ 25,000 - ₹ 30,000 .

Cases Aren't Enough

No case gives you 100% protection from accidental damage. And even "waterproof" cases can't protect against malfunctions.

FREQUENTLY ASKED QUESTIONS

TIMES Global Assurance is India's Only Largest Online Platform for smartphone Insurance. We Provide Best mobile protection insurance with Cashless Protection against physical damage,liquid damage,Screen crack,display problem,camera damage and other malfunctions. Also we cover your smartphone from Stolen and theft.In addition we pay 50% cashback on NO CLAIM case in 36 months plan and 25% cashback in 24 Months Plan of the third or second year premium amount. Get your Protection Plan from Times Global Assurance. Gadget insurance to make sure your gadgets are fully protected when you’re out and about. With Times Global Assurance Choose suitable gadget insurance, mishaps can occur, even if your beloved gadgets are lost, stolen, or broken, you won’t have to be without them for too long.

You can buy online insurance plan for your mobile phone in 3 easy simple steps: 

1. In the above section, just select and click on the desired mobile insurance plan and tenure by clicking on the box above , based as per the smartphone invoice/bill price and desired tenure. 

2. Fill the details on payumoney form page and pay online premium amount. Send a copy of invoice/bill copy of your smartphone and one pic.(NOT SCREENSHOT) of smartphone displaying IMEI No. on the screen to [email protected].

3. Immediately we will send an ACTIVATION email and ACTIVATE your plan for which you will receive a policy activation email and the policy document of the same on your registered email id. 

See Its so quick and easy.

Once your smartphone is insured with TIMES Global Assurance it will be protected and covered against Accidental damages / Liquid Damages / Screen Crack / Display Problem / MotherBoard damage due to accident and theft/stolen case.
Case 1:- Accidental Damages / Water Damage/Screen Crack/Display damage or any internal Malfunction due to accident.
In the event of damage call our relationship manager/customer support or email us at [email protected] so that we can file for the claim. Note- You can Claim maximum of 6 claims in a year.
Case 2:- In the event of Stolen/theft of your smartphone.
Once you realize that your smartphone has been stolen then email us at [email protected] or call at 080-5410-7001 to register your claim.

. For More Information Please Call 080-5410-7001 or mail at [email protected].

Yes, You can buy online insurance of an old Mobile Phone from TIMES Global Assurance if it is in the perfect working condition at the time of buying insurance plan.
Yes, Your Mobile Phone is completly ELIGIBLE for coverage with TIMES Global Assurance even its a gifted one or different name on invoice. In Case of Mobile Phone purchased from out of India, you may be asked to send a clear picture of the back side iPhone box. Our best mobile phone Protection Plan now Available In India. Protect Your Mobile with India's best Extended International Warranty in New-Delhi-Gurgaon-Noida- Ghaziabad-Faridabad-navi-Mumbai-Pune-Bangalore-Ahmadabad-Chennai-Kolkata-Hyderabad- Lucknow-Meerut-Kanpur-Surat-Gandhi Nagar-Vadodara-Baroda-Bhuj-Chandigarh-Patna-Patiala- Ambala-Ludhiana-Hisar-Rohtak-Sonipath-Jammu-Panipath-Kashmir-Shimla-Coachin-Madurai-Goa- Madurai-Nagpur-Pimpri-Rajkot-Raipur-Chinchwad-Nashik-Thrissur-Hubli-Dharwar-Kannur- Moradabad-Meerut-Allahabad-Hapur-Jaipur-Jodhpur-Jalandhar-Ajmer-Pushkar-Jabalpur- Indore-Agra-Varanasi-Bhopal-Gujarat-Bihar-Sikkim-Jhansi-Tundla-Haridwar-Punjab- Ranikhet-Dehradoon-Haldwani-Nainital-Ranchi-Bhubaneswar-Alwar-Aligarh-Kerala- Shimla-Uttrakhand-Dimapur-Aurangabad-Tata Nagar-Mohali-Yamuna-Vihar-Bulandsher- Latur-Anand-Agartala- all Croma Showrooms. Mobile Phone purchased from Germany- France-Washington-New-York-California-Australia-USA-UK-Dubai-London-United States-Europe-Canada-Sydney.


Best Prices for Mobile Full Damage & Theft Insurance Plans & cost of premuim In India.

The below prices are only for Extended Warranty Plan.

Serial No. Mobile Phone Model {All Variants) Premium 1 Year Plan Premium 2 Year Plan Premium 3 Year Plan
1. Samsung Galaxy S20 / S20 Plus ₹ 5320/- ₹ 7620/- ₹ 12820/-
2 . OnePlus 8 Pro ₹ 6720/- ₹ 9880/- ₹ 16840/-
3 . Oppo Find X2 Pro ₹ 3899/- ₹ 6211/- ₹ 8810/-
4 . Samsung Galaxy Note 20 Ultra ₹ 11320/- ₹ 18620/- ₹ 28820/-
5. Motorola Edge Plus ₹ 9299/- ₹ 15210/- ₹ 24210/-
6. Xiaomi Mi Note 10/ 10 Ultra ₹ 9299/- ₹ 15210/- ₹ 24210/-
7. Google Pixel 4 XL ₹ 11320/- ₹ 18620/- ₹ 28820/-
8. Samsung Galaxy S10 / S10 Plus ₹ 3210/- ₹ 4810/- ₹ 7820/-
9. HUAWEI P30 PRO ₹ 3210/- ₹ 3890/- ₹ 5899/-
10. ASUS ROG PHONE III ₹ 6720/- ₹ 9880/- ₹ 16840/-
11. ONEPLUS NORD ₹ 2880/- ₹ 5320/- ₹ 7580/-
12. iQOO 3 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
13. LG V60 ThinQ 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
14. OnePlus 8T ₹ 3210/- ₹ 3890/- ₹ 4899/-
15. Nokia 8.3 5G ₹ 3210/- ₹ 3890/- ₹ 4899/-
16. Google Pixel Insurance ₹ 9880/- ₹ 14310/- ₹ 16520/-

Mobile Insurance In India

Introduction

Mobile insurance acts as a safety net for your valuable smartphone investment. It's a specialized protection plan designed to shield you from financial losses due to damage, theft, or technical issues with your device.

The rising costs of SmartPhones in India make mobile insurance particularly crucial. With premium mobile Phone models priced between ₹50,000 to ₹250,000, a single accident could result in significant repair expenses. Mobile insurance helps you avoid these unexpected costs while maintaining your device's functionality.

Your Mobile insurance policy in India typically includes:

  • Accidental Damage Protection: Coverage for screen cracks, liquid spills, and other physical damage
  • Theft Coverage: Financial protection if your device is stolen
  • Technical Support: Access to authorized service centers and expert assistance
  • Quick Replacement: Temporary device options while your iPhone undergoes repairs

This guide walks you through the essential aspects of SmartPhone insurance in India:

  1. Understanding policy coverage and limitations
  2. Selecting the right insurance provider
  3. Comparing available plans and premiums
  4. Navigating the claims process
  5. Evaluating top insurance providers

Whether you're a new SmartPhone owner or considering insurance for your existing device, this comprehensive overview helps you make an informed decision about protecting your valuable investment.

The Need for Mobile Insurance in India

The Indian smartphone market has witnessed a dramatic shift toward premium devices, with Mobile Phones leading the luxury segment. A new iPhone can cost anywhere between ₹70,000 to ₹150,000, representing a significant financial investment for most users.

Risk Factors in the Indian Context:

  • High population density increases the risk of accidental damage
  • Rising incidents of smartphone theft in urban areas
  • Extreme weather conditions affecting device functionality
  • Limited access to authorized service centers in many regions

The financial impact of repairing or replacing an Mobile Phone can be substantial. A screen replacement alone can cost up to ₹20,000, while motherboard repairs might exceed ₹40,000. These costs highlight the critical need for comprehensive financial protection through mobile insurance.

Common Scenarios Requiring Insurance Claims:

Physical Damage

  • Screen cracks from accidental drops
  • Internal component damage
  • Bent or damaged frames

Environmental Hazards

  • Liquid damage during monsoon season
  • Exposure to extreme temperatures
  • Sand or dust penetration

Security Concerns

  • Theft from public transport
  • Pickpocketing in crowded areas
  • Snatch-and-run incidents

The prevalence of these incidents in India creates a unique risk profile for Mobile users. Data from insurance providers indicates that 60% of smartphone damage claims stem from accidental drops, while 25% relate to liquid exposure. Theft accounts for approximately 15% of all claims filed.

Mobile insurance serves as a risk management tool, protecting users from unexpected financial burdens. A comprehensive insurance policy can cover repair costs, provide replacement devices, and safeguard against theft-related losses. This protection becomes particularly valuable considering the high resale value of Mobiles and the increasing integration of these devices in daily business and personal activities.

Understanding Mobile Insurance Policies

Mobile insurance policies in India offer comprehensive protection packages designed to safeguard your device. Here's what you need to know about policy coverage and benefits:

Standard Coverage Features

  • Theft and robbery protection with device replacement within 7-14 business days
  • Physical damage coverage including broken screens and internal component failures
  • Water damage protection for accidental liquid exposure
  • Coverage against fire damage and natural disasters

Accidental Damage Protection

  • Screen repairs with minimal deductibles
  • Internal component replacement for impact damage
  • Coverage for bent or twisted frames
  • Protection against power surge damages

Liquid Damage Coverage

  1. Immediate response required within 48 hours of incident
  2. Professional diagnosis and cleaning services
  3. Component replacement if required
  4. Corrosion protection treatment

Claims Process and Timeline

  • Report incidents within 48 hours through dropping email or customer Care
  • Submit required documentation including FIR (for theft cases)
  • Device inspection and damage assessment
  • Approval and repair/replacement initiation

Value-Added Services

  • Free doorstep pickup and delivery
  • Temporary replacement devices during repair period
  • Data recovery assistance
  • Anti-theft software installation

Cashless Claims Benefits

  • Direct settlement with authorized service centers
  • No upfront payment required for repairs
  • Digital documentation submission
  • Real-time claim status tracking

Most policies maintain a network of authorized service centers across major Indian cities, ensuring quality repairs with genuine parts. The standard waiting period for new policies is typically 7-14 days, during which claims cannot be filed.

Remember to check your policy's fine print for specific exclusions, such as cosmetic damage, unauthorized repairs, or pre-existing conditions. Premium calculations factor in your Mobile model, its age, and the coverage options you select.

Choosing the Right Mobile Insurance Policy in India

Selecting an appropriate mobile insurance policy requires careful consideration of multiple factors to ensure you get the best value for your investment. Here's what you need to evaluate:

1. Premium vs. Device Value

  • Compare the annual premium against your Mobile Phone's current market value
  • Look for policies priced between 2-5% of your device's cost
  • Check for deductibles and their impact on claim settlements

2. Coverage Scope

  • Screen damage protection
  • Liquid damage coverage
  • Theft and robbery protection
  • International coverage validity
  • Extended warranty benefits

3. Policy Terms

  • Waiting period before coverage activation
  • Number of claims allowed per year
  • Claim settlement ratio of the insurance provider
  • Documentation requirements for claims
  • Coverage duration options

4. Additional Benefits

  • Pick-up and drop services
  • Temporary replacement devices
  • Data recovery assistance
  • Anti-theft features
  • 24/7 customer support

5. Exclusions and Limitations

  • Pre-existing damage conditions
  • Cosmetic damage coverage
  • Over a period of time Battery-related issues
  • Loss due to War
  • Unauthorized repairs without approval

A thorough policy comparison helps identify the most suitable coverage for your needs. Use online comparison tools to evaluate different policies side by side. Consider reading user reviews and ratings of insurance providers to gauge their service quality and claim settlement efficiency. Contact insurance providers directly to clarify any doubts about policy terms and conditions before making your decision.

Remember to verify the insurer's network of authorized service centers in your location to ensure convenient access to repair services when needed. For instance, if you happen to crack your screen, it's important to know whether you'll lose all your data when getting the screen changed - a common concern among users, which you can read more about here.

 

Conclusion

Protecting your iPhone investment through mobile insurance is an important decision in today's digital world. The right insurance policy can protect you from unexpected costs and give you peace of mind.

Key Considerations for Your Decision:

  • Evaluate your usage patterns and risk factors
  • Compare premium costs against your device's value
  • Read policy terms carefully, focusing on coverage limits
  • Check claim settlement ratios of insurance providers
  • Consider your budget and long-term financial planning

The mobile insurance industry in India shows promising developments for consumers:

Emerging Trends:

  • AI-powered damage assessment for faster claim processing
  • Digital-first insurance platforms with instant policy issuance
  • Customizable coverage options based on individual needs
  • Integration with smartphone manufacturers for seamless service
  • Enhanced cybersecurity protection features

The mobile insurance landscape continues to evolve with technological advancements. Insurance providers are developing innovative solutions to meet the growing demands of iPhone users. As smartphones become more sophisticated and valuable, insurance policies will adapt to offer comprehensive protection against new types of risks.

Make your choice based on thorough research and personal requirements. A well-chosen mobile insurance policy serves as a valuable safeguard for your SmartPhone investment in an increasingly connected world.

FAQs (Frequently Asked Questions)

What is mobile insurance and why is it important in India?

Mobile insurance provides financial protection against risks associated with smartphone ownership, such as theft, accidental damage, and liquid exposure. In India, where high-value smartphones like SAMSUNG Galaxy, ONE Plus, Google Pixel, Realme, Samsung galaxy Ultra pro are common, mobile insurance is crucial for safeguarding investments and managing potential financial losses.

What types of coverage are typically included in mobile insurance policies?

Typical mobile insurance policies cover theft or robbery protection, accidental damage (like screen cracks), liquid damage & Mother Board Damage. Policies may also include additional services such as doorstep pick-up/drop-off for repairs and cashless claims processes for convenience.

How can I choose the right mobile insurance policy in India?

When selecting a mobile insurance policy, consider key factors such as coverage options versus price, the reputation of the insurer, and customer reviews. It's also important to compare different policies available in the market to find one that best meets your needs.

Who is the top insurer offering mobile insurance in India?

The Best insurers providing mobile insurance in India is TIMES Global Assurance. This provider offer various policy features and have received customer feedback that can help you assess its reliability and service quality.

What should I consider before purchasing a mobile insurance policy?

Before purchasing a mobile insurance policy, weigh your options thoughtfully by evaluating the coverage offered, premium costs, claim processes, and any additional services. Understanding these factors will help you make an informed decision that aligns with your needs.

Future trends in the mobile insurance industry may include advancements in technology leading to more streamlined claims processes, increased customization of policies based on individual user needs, and greater awareness among consumers about the importance of insuring high-value smartphones.